Business and Work Tools
Generate invoices, receipts, quotes, calculate profit margins, break-even thresholds, freelance rates, and billable hours.
Tools in Business and Work Tools (64)
Alphabetical & PopularPercentage Calculator
Calculate percentages, percentage increase or decrease, and find what percent one number is of another.
Ratio Calculator
Simplify ratios, scale proportions up or down, and solve for missing ratio terms (A:B = C:D).
Mortgage Calculator
Calculate monthly mortgage payments (PITI) including principal, interest, property taxes, and home insurance.
Loan Calculator
Compute monthly loan payments, total payoff cost, and interest for personal, business, or student loans.
Auto Loan Calculator
Estimate monthly car payments, total loan cost, vehicle sales tax, and trade-in value impact.
Interest Calculator
Calculate simple and annual interest accrued on personal loans, deposits, and promissory notes.
Compound Interest Calculator
Simulate long-term investment growth with monthly contributions and annual compound interest.
Savings Calculator
Determine how much to save monthly to reach your financial goals by a specific target date.
Budget Calculator
Allocate your monthly take-home income using the popular 50/30/20 budgeting rule.
Debt Payoff Calculator
Compare Debt Snowball vs Debt Avalanche payoff timelines to eliminate credit cards and loans fast.
Sales Tax Calculator
Calculate total purchase price with sales tax or calculate the pre-tax amount from a receipt total.
Discount Calculator
Find sale prices after percent-off discounts, dollar coupons, and combined clearance markdowns.
Tip Calculator
Calculate restaurant tips, service gratuity, and split the bill evenly between multiple guests.
Paycheck Calculator
Estimate take-home pay after federal taxes, state taxes, Social Security, and Medicare deductions.
Hourly to Salary Calculator
Convert hourly wage to annual salary, monthly earnings, bi-weekly pay, and daily income.
Inflation Calculator
Calculate the purchasing power of the US Dollar across historical years based on CPI index changes.
Retirement Calculator
Plan your retirement savings nest egg, estimated monthly retirement income, and 4% safe withdrawal rate.
Business Days Calculator
Calculate working business days (Monday to Friday) between dates, excluding weekends and US federal holidays.
Work Hours Calculator
Calculate daily and weekly work hours, deducting unpaid lunch breaks, for timesheet tracking.
Overtime Calculator
Calculate overtime pay at 1.5x (time-and-a-half) or 2.0x (double time) according to US Fair Labor Standards (FLSA).
Time Zone Converter
Convert time between US time zones (ET, CT, MT, PT, AK, HI) and international global zones (UTC, GMT, CET, JST).
Meeting Time Planner
Find overlapping working hours across multiple remote team member locations and time zones.
Calendar Generator
Generate clean, printable monthly or yearly calendar grids with custom note areas.
Word to PDF Converter
Convert Microsoft Word (.docx, .doc) files into universally compatible PDF documents.
PDF to Word Converter
Convert PDF documents into editable Word (.docx) document format.
Excel to PDF Converter
Convert Excel spreadsheets (.xlsx, .xls) and CSV sheets into organized PDF tables.
PowerPoint to PDF Converter
Convert presentation slides (.pptx, .ppt) into standard PDF slide decks.
Document Page Counter
Check total page counts, page dimensions, and orientations for one or multiple PDF documents.
vCard QR Code Generator
Create a digital business card QR code encoding your name, phone number, email, company, and website.
Business Name Generator
Generate memorable, brandable business name ideas for startups, small businesses, and agencies.
Barcode Generator
Generate high-definition printable barcodes in Code 128, Code 39, EAN-13, and UPC formats.
EAN-13 Barcode Generator
Generate standard 13-digit EAN-13 retail barcodes with automatic check digit calculation.
UPC Barcode Generator
Generate standard 12-digit UPC-A barcodes for North American consumer retail products.
UTM Link Builder
Build Google Analytics 4 (GA4) campaign tracking URLs with utm_source, utm_medium, and utm_campaign.
Invoice Generator
Create professional, branded PDF invoices with custom line items, tax rates, payment terms, and client information.
Receipt Generator
Generate clean sales receipts and payment acknowledgments for customers, clients, and accounting records.
Quote Generator
Generate formal business price estimates, project quotes, and proposals with expiration validity dates.
Purchase Order Generator
Create official Purchase Orders (PO) for vendors with PO numbers, shipping terms, and billing specifications.
Profit Margin Calculator
Calculate gross profit margin, net profit margin, and operating profit percentage from cost and revenue.
Markup Calculator
Calculate retail markup percentage and resulting selling price from wholesale cost.
Break-Even Calculator
Calculate the break-even sales volume in units and dollars required to cover fixed and variable business costs.
Business Loan Calculator
Calculate commercial business loan payments, SBA loan interest, and total cost of borrowing for company expansion.
Sales Commission Calculator
Calculate sales rep commission earnings based on flat rates, tiered quotas, and gross profit margins.
Hourly Rate Calculator
Calculate your required hourly billing rate based on annual target income, business expenses, and billable hours.
Freelance Rate Calculator
Calculate profitable freelance hourly and project rates covering self-employment tax, health insurance, and paid time off.
Billable Hours Calculator
Calculate total billable client hours, invoice totals, and billable utilization efficiency.
Payroll Calculator
Calculate employer payroll costs including FICA (Social Security & Medicare), FUTA, and SUTA unemployment taxes.
Overtime Pay Calculator
Calculate weekly regular wages, overtime pay (1.5x), and double-time holiday pay under US FLSA guidelines.
Employee Cost Calculator
Calculate the true annual cost of an employee including base salary, benefits, payroll taxes, insurance, and equipment.
Price Increase Calculator
Calculate new pricing after an inflation or supplier price increase and assess margin retention.
Revenue Growth Calculator
Calculate Month-over-Month (MoM), Year-over-Year (YoY), and Compound Annual Growth Rate (CAGR).
Profit and Loss Calculator
Generate a mini P&L (Income Statement) summarizing total revenue, COGS, operating expenses, and net profit.
Inventory Turnover Calculator
Calculate inventory turnover ratio and Days Sales of Inventory (DSI) from Cost of Goods Sold (COGS).
Shipping Cost Calculator
Calculate dimensional (DIM) weight for USPS, FedEx, and UPS to avoid unexpected freight surcharges.
Meeting Agenda Generator
Generate structured, time-boxed meeting agendas for team standups, sprint retrospectives, and board meetings.
Business Letter Generator
Generate formal business letters for formal inquiries, recommendation requests, resignation notices, and partnerships.
Email Signature Generator
Design sleek, professional HTML email signatures with company logo, social media links, and contact details.
Professional Email Formatter
Format business emails with clear subject lines, polite greetings, structured bullet points, and professional sign-offs.
Business Card QR Generator
Generate a print-ready QR code for physical business cards linking to your vCard or personal portfolio website.
Work Schedule Generator
Generate weekly team shift schedules, allocate employee coverage, and prevent overtime conflicts.
Content Calendar Generator
Generate a 30-day social media content schedule with content pillars, hooks, and posting day rotations.
UTM Campaign Builder
Generate trackable campaign links with UTM tags for social media ad campaigns, influencers, and bio links.
Engagement Rate Calculator
Calculate social media engagement rate percentage based on followers, likes, comments, and shares.
Influencer Rate Calculator
Estimate fair sponsored post rates for Instagram posts, Stories, TikTok videos, and YouTube integrations.
About Business and Work Tools on TTech
Are these tools private and secure?
Yes. All business and work tools are engineered to execute calculations and processing within your local web browser, protecting your privacy and confidential data.
Can I use these tools on mobile devices?
Every tool is responsive and optimized for mobile screens, tablets, laptops, and desktop computers.